Homeownership Center


GFCDC’S Home Ownership Made Easy “H.O.M.E.” education program provides HUD Approved homeownership education and counseling at various community venues within Metro Atlanta and the state of Georgia.


Education Workshop - Taught Monthly


  • Gain knowledge on effective money management and credit skills to help you succeed in homeownership

  • Learn how to purchase a home and choose the right home for YOU

  • Understand all the key players and their function in the home buying process

  • Review available down payments assistance programs


Pre-Purchase Counseling


  • Provide private, individual counseling session(s) to discuss your personal situation

  • Review your credit reports to identify your credit strengths and areas of improvement

  • Develop best practices to budget your money and maximize your savings

  • Develop a customized, individual plan to help you achieve your homeownership goal


Post-Purchase Counseling


  • Provide guidance to reset your budget plan for accommodating your new mortgage payment and savings for critical housing- related expenses

  • Offer tips and a seasonal guide checklist to ensure proper maintenance of your home

  • Discuss your options regarding potential late payments to avoid foreclosure


Default Delinquency/Loss Mitigation Counseling


  • Counsel homeowners on the various programs available for homeowners facing financial hardship

  • Evaluate current household situation and provide action plan to address deficiencies (as applicable)

  • Offer information on delinquency timeline, foreclosure process, and foreclosure time line

  • Provide service to assist homeowner with submission of assistance request application